Mooresville Car Accident Lawyer

Mooresville Car Accident Attorney

Motor vehicle accidents are a leading cause of personal injuries in the Mooresville area each year, and the recovery process can be more complex than the average person might expect. Even if fault for your recent car accident seems perfectly clear to you, the reality is that liability may be contested in various ways, and it is not always easy to secure the compensation you rightfully deserve after another driver has caused an accident. Recovery typically begins with an auto insurance claim against the at-fault driver, but this may not yield full compensation for your losses.

In the aftermath of a motor vehicle accident, your problems may extend beyond the pain of the injury itself. Medical expenses, lost income, vehicle repair, reduced qualify of life — all of this must be taken into account when building an accident claim for the compensation you need.

Before you accept an insurance company’s initial settlement offer, talk to us. The insurance company’s first offer may look large at first, but the first offer is rarely enough to cover the full cost of an injury. Insurance companies know that. Before you give a statement to the insurance company, let us review your case, take into account how the injury will affect your life now and in the future, and help you negotiate for the full compensation you need to move forward.

We Know How To Investigate All Types of Motor Vehicle Accidents in Mooresville, NC

One reason we are able to secure large settlements for accident victims is that we have worked on both sides of personal injury claims. That means we know the tactics insurance companies use to reduce payouts to car accident victims. We use that knowledge to our advantage. Our goal is to help you get the maximum available compensation for your injuries.

Our founding attorney, William T. Corbett, Jr., is also a proven trial lawyer who has tried more than 200 jury trials. You need that kind of trial experience on your side, even if your case is ultimately settled outside of court. Having an experienced trial attorney on your side puts you in the greatest possible position to receive the compensation you need to put your life back together.

We thoroughly investigate the circumstances of every accident to build the strongest possible case. Our firm has extensive experience in all of the following:

• Car accidents: Standard passenger vehicle accidents are the most commonly reported vehicle crashes in Mooresville. These accidents might happen because of various forms of negligence, such as distracted driving or moving violations. They may also occur because of illegal misconduct behind the wheel, like driving under the influence (DUI). No matter how your recent crash occurred, our team can help you gather the evidence needed to firmly establish liability for the incident and help you collect compensation for your damages.
• Trucking accidents: Large commercial trucks are essential to the state’s economy, but they are some of the most dangerous vehicles on the road due to their size and lack of maneuverability in some situations. Truck accidents not only tend to cause worse damages than standard passenger vehicle accidents, but they also raise more challenging questions of liability. It’s possible for a truck driver to be at fault, but their employer could share fault for the accident under the rule of vicarious liability, depending on how the accident occurred. Your Mooresville car accident attorney can be a valuable source of guidance and support when you are facing a complex truck accident case.
• Motorcycle accidents: Motorcycles lack the safety features of other vehicles, so when accidents happen, they are more likely to cause severe injuries. Proving fault for a motorcycle accident will follow a similar process to how you would prove fault for any other vehicle accident. However, the victim of a motorcycle accident has a greater chance of facing long-term or permanent damages from their experience.
• Distracted driving accidents: Distracted driving is one of the leading causes of all vehicle accidents throughout the United States. Any level of distraction behind the wheel is very dangerous, and proving that an at-fault driver was inattentive can be challenging. Your Mooresville car accident attorney can help secure their cell phone records and other evidence you may need to prove fault for a distracted driving accident.
• Pedestrian accidents: Whenever a vehicle driver hits a pedestrian, the pedestrian has a high chance of suffering catastrophic injuries. A driver is almost always at fault when they hit a pedestrian, but if the pedestrian crossed the street illegally or otherwise contributed to causing the accident, they will be barred from seeking compensation under the state’s contributory negligence rule.
• Uninsured/underinsured motorist accidents: North Carolina law requires every driver to have auto insurance that meets basic coverage requirements, but there are many uninsured drivers throughout the state. If the driver who caused your accident does not have auto insurance, you can file a claim against your own policy if you have purchased uninsured motorist coverage. If not, you must file a personal injury claim against them to recover your losses.

We are committed to helping victims of catastrophic injuries get the medical care and financial compensation they need. We also represent families who have lost loved ones in car accidents. Please see our Wrongful Death Overview to learn more.

Dealing With Insurance Companies After a Motor Vehicle Accident in Mooresville, NC

Every driver must have auto insurance that meets basic coverage requirements for bodily injury and property damage. The state enforces the fault rule, so whoever causes an accident absorbs liability for the resulting damages, and their insurance will go toward compensating these losses. When another driver has caused an accident with you, your first option for recovering your losses is to file a claim against their auto insurance policy.

Dealing with any insurance company can be challenging because of the fact that they tend to try to avoid paying out settlements whenever possible. Insurance company representatives are trained to look for reasons to deny claims or justify the lowest possible settlement offers. They sometimes engage in bad faith tactics, hoping that injured claimants’ desperation compels them to accept lowball settlement offers.

An insurance company is less likely to attempt bad faith tactics when they see that a claimant has legal representation. When you have a Mooresville car accident attorney representing you, they can help file your auto insurance claim and secure a fair settlement offer from the insurance company. If you encounter any bad faith dealings, your attorney will know how to address these problems on your behalf and maximize your settlement offer.

Filing Your Personal Injury Claim for a Car Accident in Mooresville, NC

When an at-fault driver does not have auto insurance or their insurance cannot fully compensate for the damages they inflicted, you have the right to file a personal injury claim against them. The objective of a personal injury suit is to hold the defendant accountable for the harm they’ve done and for the plaintiff to secure compensation for the losses the plaintiff suffered. To succeed with a personal injury case, the plaintiff must identify the defendant responsible for causing their damages, prove the full extent of those damages, and then prove that their damages did not occur from any other cause.

It’s important for anyone who intends to file a personal injury claim to understand how the state’s contributory negligence law works. This rule applies in any case in which the plaintiff is found partially at fault for the damages. If a plaintiff is found to share fault with a defendant, they may not claim compensation from the defendant, even if their fault is slight. If you have any concerns about bearing partial liability for your recent car accident, it is imperative to consult an experienced attorney as soon as possible.

If you know you are not partially at fault for your recent accident, your Mooresville car accident attorney can help compile the evidence needed to build a personal injury claim against the driver who hit you. Most personal injury cases filed each year arise from acts of negligence. Many car accidents happen because of drivers failing to use reasonable care behind the wheel. Others occur because of intentional misconduct, such as D.U.I. or reckless driving. No matter how your accident happened, your attorney can help gather the evidence needed to firmly prove liability for the incident.

Claimable Damages in a Mooresville Personal Injury Case for a Car Accident

After proving liability for your recent car accident and securing as much compensation as possible through the auto insurance claim filing process, the next step in your recovery is filing your personal injury suit. Under North Carolina law, the plaintiff in a personal injury case has the right to claim compensation for:

• Property damage, such as vehicle repair costs not covered by insurance. You can also claim compensation for any other property damaged or destroyed in the accident.
• Medical expenses. Auto insurance may provide some coverage for bodily injuries, but the plaintiff has the right to claim full repayment of all medical treatment costs they incur because of the defendant’s actions. Your Mooresville car accident attorney can work closely with your medical care team to ensure that all the treatment you require is accounted for in your civil suit.
• Lost income. Many car accident victims are left unable to work while they recover from their injuries. If this applies to your situation, your attorney can help hold the defendant accountable for the income you are unable to earn because of the accident they caused. This rule applies to lost future earning capacity as well. If the defendant caused permanent injuries that have left you disabled and you will not be able to return to work in the future, they are also liable for the future income you are no longer able to earn.
• Pain and suffering. North Carolina law allows a personal injury plaintiff to claim financial compensation for the physical pain and psychological distress they experienced because of the defendant’s negligence or misconduct. There is no cap on pain and suffering compensation in car accident cases, so this could form the bulk of the plaintiff’s total case award if they suffered extreme injuries.

You could be entitled to recover more than you initially expected, and the right Mooresville car accident attorney is the optimal resource to consult if you want to maximize your final case award.

Resolving Your Car Accident Case in Mooresville, NC

Every car accident case is unique, and every victim will have a different recovery experience. Your case may start with an auto insurance claim against the at-fault driver followed by a personal injury claim, or you may be compelled to proceed directly to filing a personal injury suit to recover your damages. Most personal injury claims filed each year end in private settlement negotiations.

As long as the parties involved are willing to compromise on mutually agreeable terms, it’s possible to settle a personal injury suit in a matter of weeks to a few months. However, if settlement is not possible, or if the defendant refuses to settle, the case must be resolved in litigation, and the judge will have the final say on the plaintiff’s total compensation.

When you choose The Law Office of William T. Corbett, Jr., P.L.L.C., to represent you, our goal is to help you recover as fully as possible and as swiftly as possible. We have the skills and resources you want on your side to reach maximum recovery from your accident. The sooner you reach out to our team, the more time we have to develop a strong case that aims for maximum compensation.

Contact Our Mooresville Auto Accident Lawyers Today

To speak with us in a free consultation, please call 704-799-7076 or fill out our contact form. Our office is in Mooresville, North Carolina, and we represent clients throughout Iredell County. We are here to help you, too.